Facebook-f Twitter Google-plus-g Instagram Youtube
Benefit Technology Group
Get Started Now

Bringing Fortune 250-Level Employee Benefits

Explore More

Bringing Fortune 250-Level Employee Benefits and Corporate Insurance Expertise With a focus on compassion, thought leadership, and delivering value, we provide mid-sized and small employers with the same high-quality solutions typically reserved for large enterprises—at a price that makes sense.

BTG stands apart from traditional insurance brokers and intermediaries.

Founded by Robert Stumper, our firm was created to meet the growing demand for a more client-focused, responsive, and results-driven intermediary. At BTG, we are deeply committed to delivering tangible outcomes for our clients while driving meaningful change within the industry.

As an independent, privately owned firm, we have no external investors—no private equity or venture capital backing us. This independence allows us to prioritize the needs of our clients, free from the pressures of external financial expectations or Wall Street-driven goals.
Our Testimonials

What Our Client’s Say

I first met Robert (Bob) Stumper around 15 years ago when he was affiliated with USI. Initially, my organization was not looking to change brokers, but over time Bob provided such informative data that it demonstrated how deficient our brokers at that time had been. As a result, we engaged Bob and his team as the broker of record. As I have changed organizations over the subsequent years, in each instance the brokers of record did not measure up to the support and services that Bob has provided. To ensure that my judgment was not prejudiced, I initiated a “request for proposal” (RFP) process and formed a committee to confirm that the change in representation was fair and appropriate. In each case, Bob knocked it out of the box and we hired him as our broker.

Bob is knowledgeable about the insurance industry and specifically the benefits sector. He stays on top of current trends and provides data to help his clients make informed decisions. As a human resources professional with 25+ years of experience, I stay as up to date on benefits as best as I can, but I acknowledge that I am not an expert. Therefore, I needed a trusted advisor to ensure that I was providing the best benefits to our staff as possible while ensuring that we were making fiscally responsible decisions for the organization. Bob provided date and support to ensure that we found the right balance for current and future planning. With employee benefits being the second largest expense category after salaries, it was crucial that we made decisions to ensure financial viability and at the same time remain competitive in recruiting and retaining the best employees. Bob has always exceeded expectations in partnering with us to ensure that we remained a “best in class” employer.

Just as importantly, Bob’s sense of ethics is impeccable. He has never provided advice that puts his self-interests above the client’s needs. He remains transparent about the risks of future decisions and is committed to the uplifting the client’s knowledge about the industry. He has a holistic approach to providing advice to clients, and fully understanding their culture.

These attributes make him a perfect candidate to serve as an advocate for clients who are looking to make informed insurance/benefits decisions. You can be assured that his advice will be provided with the client’s best interests as a priority and will provide support to enhance their knowledge of a very complex and constantly changing landscape. I cannot recommend Bob Stumper highly enough.

I am happy to provide a more detailed recommendation or answer specific questions via email or to arrange a telephone call if needed.

Best regards,

Joan Walrond, MBA Human Resources Director (retired)

It has been a pleasure both personally and professionally to have Robert Stumper as our Employee Benefits Consultant and Advisor. Bob consistently demonstrates his eagerness, expertise and determination to achieve client satisfaction in offering me, our leadership team and our organization his very best.

We challenged Bob with several significant issues as it relates to our Employee Benefits plans. We have a fast-growing company with a changing demographic in a very competitive industry. He accepted the challenge and successfully took our company from fully insured health plan(s) to a self-funded plan(s). In doing so, we’ve seen significant cost savings and improved the benefit offerings to our employees. We enhanced our plan offerings to employees while saving significant hard and soft dollars. His analytics, forecasting and projections are spot on. Bob’s understanding and advice of the various funding methods of health plans has us better protected today with a self-funded plan than we were with a fully insured plan. This was completed seamlessly to our leadership team and employees with no interruption.

Bob’s strategic planning, technical expertise, understanding of how the insurance industry works and insight has developed into a longstanding, trusting relationship. We see similar results every year since we’ve adopted Bob’s model for proactively managing employee benefits plans. We absolutely trust Bob and his annual strategic plan. We now know what to expect from an advisor.

I offer Bob the highest recommendation possible. His professionalism, responsiveness, industry understanding, and ethics are unparalleled.

Louise V. Juliano Senior Vice President/Compensation and Benefits - DFC

Working with Bob Stumper for many years now has been an extremely beneficial, educational and rewarding experience.

Bob’s depth of industry knowledge, technical expertise, succinct analysis and understanding of insurance and risk makes the job of managing Health and Welfare plans more cost effective and understandable. His insight and experience allow us an opportunity to “see what’s coming”, make informed decisions based on data and plan accordingly. This proactive process has had a direct and positive impact on the profitability of our company and efficiently run benefit plans.

We’ve been very fortunate to work with Bob. He has set the bar with what to expect from an advisor. Specifically, as it relates to trust and business ethics.

I highly recommend Bob Stumper as advisor and consultant.

Thomas Axmacher Vice President & Controller - Systemax, Inc.

I've known Robert (Bob) Stumper for close to 25 years and have had the pleasure or working with Bob while he worked with insurance carriers as well as a Broker/Consultant. We were very confident in appointing Bob and his firm as our consultant for all of our Health & Welfare programs because of his understanding of our company, culture and industry.

Bob has the unique ability to employ his keen understanding of the technical/underwriting, operational, administrative and risks associated with our programs so we maximize our employee understanding. He has taught our leadership team what to look for and look out for when it comes to health plan economics and budgeting these programs into the future. Bob has a way of letting us see what's coming before it arrives which in turn allows us to be far more proactive and prepared.

With Bob's advice, technical ability and negotiating skills, we've recently enjoyed a 3 year period of time with no increase to our employee benefit programs (and no change to benefits either).

Having Bob and his team as our partner enables us to offer best in class employee benefits to our employee population which, in turn, supports our objective of attracting and maintaining talent for our organization.

I can highly recommend Bob Stumper as a caring, results oriented Health & Welfare insurance professional.

Sincerely Yours,

Marcia Eberhardt Vice President, Human Resources

I have known Bob Stumper since 1995. During this time period I have been Chief Financial Officer at two separate companies, both of which have benefited greatly from Bob’s insights and technical expertise. Bob has continually provided the necessary solutions to the ongoing challenge of providing quality healthcare and employee benefits for hundreds of individuals while containing the cost of the programs to make them possible.

I have learned from Bob what to expect from a Health and Welfare advisor – the technical knowledge of premium determination, the ability to analyze alternatives on a cost/benefit basis, and the dedication to be personally involved in resolving issues of individuals.

Bob’s accomplishments for us have been impressive. His comprehensive approach has led to several rate decreases. His handling of plan transitions has made them virtually seamless for our employees (although a substantial amount of work for him). He has successfully amended policies to address the unique circumstances of key employees. Also, he has greatly increased the knowledge and understanding of our Human Resource personnel making them better at their jobs.

After all his time and effort, Bob has become a trusted friend and advisor, with whom our team would not be complete. We owe a great deal of our success to him.

Raymond Gallagher Chief Financial Officer - Four Paws Pet Products/Central Garden and Pet
News & Articles

Latest news & article

© 2024 Benefit Technology LLC. All rights reserved.